Dan S. Smith

Vice President – Loan Officer

Dan is a respected leader in the lending industry and puts his heart and soul into every transaction that comes across his desk. While maintaining solid consistent business his main goal is to make sure that every client is treated no differently than if he were doing business for his own family. This dedication to the details is what sets him apart from the run of the mill loan officer that is solely focused on volume versus service.
Dan's main goal is to build a client for life. He knows that people want someone they feel they can reach out to for sound advice. He also knows it is harder and harder these days to find professionals irrespective of their field that you can consistently rely on. Dan wants to be that point of contact for his past and future clients.

Dan Grew up in rural Iowa and moved to St. Louis permanently after college. He has 2 grown children and a beautiful bride of 30 yrs and counting, he loves to fish, golf, hike and spend time with his family and friends.

NMLS: 7743

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Tammy Miller

Vice President – Loan Officer

Tammy Miller, along with five other team members, joined American Bank of Freedom in August 2006 after acquiring Bank of Montgomery County. She has specialized in business development of consumer, mortgage and commercial lending. Tammy has 23 years of lending experience. She focuses on Warren, Montgomery, St. Charles and St. Louis counties.

Tammy attended Lindenwood University while studying Business Administration. She is from Iowa but moved to Missouri to attend college and has remained in the area. She now resides in Warrenton, MO with her husband Tim and their two children, Devin and Lydia

NMLS: 586141

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Chris R. Walcher

Vice President – Loan Officer

NMLS: 648783

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